1. Introduction
Welcome to Split Smarter ("we," "our," or "us"). We are committed to protecting your privacy and ensuring you understand how we collect, use, and safeguard your information.
This Privacy Policy explains our practices regarding the Split Smarter mobile application (the "App") available on iOS and Android platforms.
2. Information We Collect
2.1 Information You Provide
| Data Type | Purpose | Required |
|---|
| Email Address | Account creation and authentication | Yes |
| Display Name | Identification within groups | Yes |
| Profile Photo | Visual identification (from Google) | No |
| Expense Data | Core app functionality | Yes |
| Group Information | Organizing shared expenses | Yes |
2.2 Information Collected Automatically
- Device Information: Device type, operating system, unique device identifiers
- Usage Data: App interactions, feature usage, crash reports
- Log Data: Access times, pages viewed, app performance metrics
3. How We Use Your Information
- Providing Services: Creating and managing your account, processing expenses, calculating balances
- Communication: Sending notifications about expenses, settlements, and group activities
- Improvement: Analyzing usage patterns to improve the App
- Security: Detecting and preventing fraud or unauthorized access
4. Advertising
Our App displays advertisements provided by Google AdMob. These ads help us keep the App free for users.
4.1 Ad Personalization
You can opt out of personalized advertising in your device settings:
- iOS: Settings → Privacy → Tracking → Disable "Allow Apps to Request to Track"
- Android: Settings → Google → Ads → Opt out of Ads Personalization
5. Data Sharing
We do NOT sell your personal information.
Your expense data is never shared with third parties for marketing purposes.
| Recipient | Purpose | Data Shared |
|---|
| Group Members | Expense splitting functionality | Name, expenses you create, balances |
| Google AdMob | Displaying advertisements | Device ID, general location |
| Firebase (Google) | Authentication, push notifications | Email, device tokens |
6. Data Security
- Encryption in Transit: All data transmitted between your device and our servers is encrypted using TLS/SSL
- Encryption at Rest: Sensitive data is encrypted in our databases
- Access Controls: Strict access controls limit who can access your data
7. Your Rights
7.1 Access & Deletion
You can request a copy of your data or delete your account by contacting us at [email protected].
7.2 Opt-Out
- Push Notifications: Disable in your device settings
- Personalized Ads: Adjust in your device's ad settings
8. Children's Privacy
Split Smarter is not intended for children under 13 years of age. We do not knowingly collect personal information from children.
9. Contact Us
If you have questions about this Privacy Policy: